A wafa Member earns one (1) wafa point for each Dirham spent in any branch including the online shopping platform, excluding taxes and other fees.
Payments through cash or wafa points:
In case the payments through cash payment or through wafa points, the additional points and the cash back on monthly purchases will be calculated as follows:
- 10 % cash back
- If the monthly purchases are equal to or greater than AED 3,000, excluding taxes and other fees, a wafa member will be entitled to earn nine (9) additional wafa points for every AED 1 excluding taxes and other fees spent in any branch including the online shopping platform.
Example: The total earned points would be ten (10) for every AED 1 which equals to 10% cash back on monthly purchases.
- 5 % cash back
- If the monthly purchases are equal to AED 1,500 and less than AED 3,000, excluding taxes and other fees, a wafa member will be entitled to earn four (4) additional wafa points for every AED 1, excluding taxes and other fees, spent in any branch including the online shopping platform.
Example: The total earned points would be five (5) for every AED 1 which equals to 5% cash back on monthly purchases.
- 1% cash back
- If the monthly purchases are less than AED 1,500, excluding taxes and other fees, a wafa member will be entitled to earn (1) wafa point for every AED 1, excluding taxes and other fees, spent in any branch including the online shopping platform.
Example: The total earned points would be five (1) for every AED 1 which equals to 1% cash back on monthly purchases.
Payments through cards:
In case the payments are done through credit cards, debit cards, ATM cards, Nol Cards or any way other than cash payment or through wafa points, the additional points and the cash back on monthly purchases will be calculated as follows, provided that the member shall maintain the earning of one (1) wafa point for each Dirham spent in any branch including the online shopping platform, excluding taxes and other fees:
- 8 % cash back
o If the monthly purchases are equal to or greater than AED 3,000, excluding taxes and other fees, a wafa member will be entitled to earn seven (7) additional wafa points for every AED 1, excluding taxes and other fees, spent in any branch including the online shopping platform.
Example: The total earned points would be eight (8) for every AED 1 which equals to 8% cash back on monthly purchases.
- 3% cash back
o If the monthly purchases are equal to AED 1,500 and less than AED 3,000, excluding taxes and other fees, a wafa member will be entitled to earn two (2) additional wafa points for every AED 1, excluding taxes and other fees, spent in any branch including the online shopping platform.
Example: The total earned points would be three (3) for every AED 1 which equals to 3% cash back on monthly purchases.
- 1% cash back
o If the monthly purchases are less than AED 1,500, excluding taxes and other fees, a wafa member will be entitled to earn (1) wafa point for every AED 1, excluding taxes and other fees, spent in any branch including the online shopping platform.
Example: The total earned points would be five (1) for every AED 1 which equals to 1% cash back on monthly purchases.